Plan #1 - No Payments / Deferred Interest 

Plan #2 - Monthly Payment Plan

  • 20% deposit on sale required
  • No upfront or monthly payments are required; the full financed balance is due on the due date of the selected plan.
  • If paid in full on or before the due date there are no interest charges.
  • Plan can be paid off in full at any point without a penalty.
  • Several term lengths are available.
  • Administration fees vary depending on plan length.
  • 20% deposit on sale required
  • A minimum 3% monthly payment is required each billing cycle.
  • The full financed balance is due on the promotional period expiration date of the selected plan.
  • If paid in full on or before the due date there are no interest charges.
  • Plan can be paid off in full at any point without a penalty.
  • Several term lengths are available.
  • Administration fees vary depending on plan length.

Administration fees:

  • 6 Months (Plan #14060) - $99.99
  • 12 Months (Plan #14120) - $149.99
  • 15 Months (Plan #14151) - $199.99  

Administration fees:

  • 12 Months (Plan #13120) - $99.99
  • 15 Months (Plan #13150) - $149.99
  • 24 Months (Plan#13240) -  $199.99

Additional notes:

  • Interest will accrue on the purchase amount from the beginning of the promotional period, but no minimum payments will be due.
  • If the full purchase amount due is paid by the promotional period expiration date, all accrued interest will be waived, and no interest will be assessed on the purchase.
  • If the purchase amount is not paid in full by the promotional period expiration date, all accrued interest will be assessed to the Account.
  • Interest is charged at 31.99% on any outstanding balances which are not cleared at the time of any plans expire unless the customer makes alternate financing arrangements with Fairstone.
  • Fairstone charges an annual fee of $35 to set up and manage every customers account.
  • Financing plans are on approved credit. Terms and conditions apply. An annual fee will be charged to your account as set out in the Retail Credit Agreement.

 Additional notes:

  • Interest will accrue on the purchase amount from the beginning of the promotional period, and minimum payments of 3% will be due each billing cycle.
  • If the full purchase amount is paid when due by the promotional period expiration date, all accrued interest will be waived, and no interest will be assessed on the purchase amount.
  • If the purchase amount is not paid in full by the promotional period expiration date, all accrued interest will be assessed to the Account.
  • Interest is charged at 31.99% on any outstanding balances which are not cleared at the time of any plans expire unless the customer makes alternate financing arrangements with Fairstone.
  • Fairstone charges an annual fee of $35 to set up and manage every customers account.
  • Financing plans are on approved credit. Terms and conditions apply. An annual fee will be charged to your account as set out in the Retail Credit Agreement. 

XL Furniture Offers Financing to Help You Design the Home of Your Dreams.

Get Pre-Approved By Clicking The Link Below.